Plain-Language Summary: By using this website and submitting a quote request, you agree to these terms. This site provides insurance information — not legal or financial advice. All coverage is subject to carrier underwriting and approval. Monica Samuels is a licensed Florida insurance agent, not a law firm or financial advisory.
By accessing or using this website and submitting any form or inquiry, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website.
Monica Samuels is a licensed Life, Health and Annuity Agent in the State of Florida. She operates as an independent insurance agent and may represent multiple licensed insurance carriers. She is not an employee, officer, or representative of any specific insurance company unless acting in a disclosed capacity as part of an insurance transaction.
Monica Samuels is not a licensed attorney, financial planner, or investment advisor. Nothing on this website constitutes legal, financial, tax, or investment advice.
This website is provided for informational purposes and to facilitate contact with Monica Samuels regarding insurance products and services. Submitting a quote request does not create a binding insurance contract, guarantee coverage, or confirm the availability of any specific product or rate.
All insurance products discussed are subject to:
Any rates, premiums, or coverage amounts referenced on this site are estimates only and are subject to change. Final rates are determined by the insurance carrier based on your individual application and underwriting results. Monica Samuels makes no guarantee that any specific coverage or rate will be available to you.
By submitting your contact information through this website, you expressly consent to be contacted by Monica Samuels via phone, text message (SMS), or email regarding your insurance inquiry. You understand and agree that:
To stop all communications: Reply STOP to any text · Email masamuels24@yahoo.com · Call 305-562-7980
You agree to provide accurate, complete, and truthful information when submitting any form or application through this website. Providing false or misleading information in connection with an insurance application may be considered insurance fraud and may result in denial of coverage, policy cancellation, or legal consequences.
All content on this website — including text, graphics, logos, layout, and design — is the property of Monica Samuels and is protected under applicable copyright and intellectual property laws. You may not reproduce, copy, or distribute any content without express written permission.
This website may contain links to third-party websites, scheduling tools, or carrier portals. These links are provided for your convenience. Monica Samuels is not responsible for the content, accuracy, or practices of any third-party site and does not endorse any third-party products or services unless expressly stated.
To the fullest extent permitted by Florida law, Monica Samuels shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein. This includes, without limitation, loss of income, data, or business opportunities.
Monica Samuels' total liability to you for any claim arising from use of this website shall not exceed the amount of any fees paid to Monica Samuels directly by you in the 12 months preceding such claim.
You agree to indemnify and hold harmless Monica Samuels from any claims, losses, damages, liabilities, or expenses (including reasonable attorney's fees) arising from your use of this website, violation of these Terms, or submission of false or misleading information.
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully.
These Terms of Service are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Broward County, Florida.
Monica Samuels reserves the right to update or modify these Terms at any time. The effective date at the top of this page will be updated accordingly. Your continued use of this website following any update constitutes your acceptance of the revised Terms.
For questions about these Terms of Service, please contact:
Monica Samuels
Licensed Life, Health and Annuity Agent · State of Florida
📞 305-562-7980
✉️ masamuels24@yahoo.com
South Florida (Miami-Dade · Broward · Palm Beach)