Legal Document
Privacy Policy
Effective Date: January 1, 2026  ·  Last Updated: June 2026

Plain-Language Summary: Monica Samuels collects your contact information to provide life insurance quotes and services. Your information is never sold. It is used only to follow up with you and match you with appropriate coverage options. You may request deletion of your data at any time.

1. Who We Are

This Privacy Policy applies to Monica Samuels, a licensed Life, Health and Annuity Agent in the State of Florida ("Agent," "we," "us," or "our"). Monica Samuels operates as an independent insurance agent serving individuals and families throughout South Florida.

Contact: Monica Samuels · 305-562-7980 · masamuels24@yahoo.com

2. Information We Collect

We collect information you voluntarily provide when submitting a quote request or contacting us, including:

We may also collect non-personal technical information such as browser type, device type, and general geographic location when you visit this website, through standard web analytics.

3. How We Use Your Information

We use the information we collect solely to:

4. How We Share Your Information

We do not sell your personal information. We do not trade, rent, or share your personal data with third parties for marketing purposes.

We may share your information only in the following limited circumstances:

5. Data Security

We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to:

To exercise any of these rights, contact Monica Samuels at masamuels24@yahoo.com or call 305-562-7980.

7. Text Message / SMS Communications

If you provide your phone number and consent to SMS communications, you may receive text messages from Monica Samuels regarding your insurance inquiry, including policy information, appointment reminders, and follow-up messages.

Opt-Out: You may opt out of SMS messages at any time by replying STOP to any text message you receive. After texting STOP, you will receive one final confirmation message and no further SMS messages will be sent.

Help: For help or more information, reply HELP to any text message or contact Monica Samuels at masamuels24@yahoo.com or 305-562-7980.

Message Frequency: Message frequency varies based on your inquiry and our follow-up process.

Message & Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan.

Carriers: SMS services are available on all major U.S. carriers. Carrier liability is not assumed.

Consent Not Required: Consent to receive SMS messages is not a condition of purchasing any insurance product or service.

8. Cookies and Analytics

This website may use basic cookies or analytics tools (such as Google Analytics) to understand how visitors use the site. These tools do not collect personally identifiable information. You may disable cookies in your browser settings at any time.

9. Children's Privacy

This website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has submitted information to us, please contact us immediately.

10. Third-Party Links

This website may contain links to third-party websites (such as insurance carrier sites or scheduling tools). We are not responsible for the privacy practices of those sites and encourage you to review their policies independently.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page will reflect any changes. Continued use of this website following any update constitutes acceptance of the revised policy.

12. Contact Us

For any privacy-related questions or requests, please contact:

Monica Samuels
Licensed Life, Health and Annuity Agent · Florida
📞 305-562-7980
✉️ masamuels24@yahoo.com
South Florida (Miami-Dade · Broward · Palm Beach)